>>5636867>i see it as a waste of moneySee, this is the thing. You have to realize how much scale actually affects things. Let's put it into perspective by choosing a particular price point that many people would be comfortable with: $100.00 USD.
One hundred dollars, that's a decent chunk of change, right? As many of you are college students or of an equivalent age, that's big shit. You don't want to spend it frivolously, so when you see things that are priced in the $100 range, you think of it as a "save for it" purchase. But on the other hand, a $20 purchase isn't so much. You may be spendthrift about doing more than one of those purchases a day, but that's not too much to ask. That's about a tank of gas in my car, give or take five bucks and how deep I run it into the tank before refueling. It's also about the cost of a dinner out, like a pizza or an actual restaurant. It's not INSIGNIFICANT, but it's a cost. Going even further down, a $1 purchase isn't much to think about. If you're at the grocery store and feeling peckish, you may grab a Slim Jim from the cashier's little sales perch for a buck. It isn't a big deal, more of a spur of the moment decision. I think that's an easy to understand pay range.
Now take that and scale it up, and realize that it applies pretty well universally to everyone. You can add zeroes to the base numbers and figure out someone's willingness to spend, with only a few exceptions to people who are either wildly irresponsible, or wildly cautious. If someone considers $100,000.00 a big purchase that they need to save for, but not out of their range within a few months of saving for it, then they can pretty reasonably throw around $100.00 as "spur of the moment" spending cash.